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典当行:成小微企业融资的“快餐银行”

发布日期:2016-03-30

          过去是救穷,现在是救急,如今,典当行早已褪去了“救穷”的外衣,披上了“快餐银行”的鲜亮外套,成长为南昌市民身边,特别是小微企业的“融资窗口”。

  jinri,jizhecongjiangxishengshangwutinghuoxi,jiezhi2014niandi,jiangxiquanshengyongyoudiandangqiye174jia,2014nianquanshengdiandangqiyefashengyewubishu42111bi,tongbizengzhang11.4%;diandangzonge40.8yiyuan,tongbizengzhang50%。shujuxianshi,quanshengdiandangqiyekaizhandediandangyewuzhongliuchengyishangshifangchan。

  典当行当品六成以上是房产

  riqian,jizhezoufanglenanchangshidejijiadiandangqiyelejiedao,jiandan、xiandaidebangongchenshedapolejizheduidiandangxingdeguyouyinxiang。“fangzi、chezi、zhiqiandejinyinshoushidoukeyidang,xiandaidiandangyewufeichangfengfu。”nanchangshihonggutandeyijiadiandangxingdegongzuorenyuangaosujizhe。caifangzhong,jizhelejiedao,jiangxishengdiandangxingcongshideyewufenweisangebankuai:huangjin、zhubao、shumachanpindengminyongpindiandang(dongchan);fangdichandiandang;caichanquanli(guquan)dengdezhiyajiekuan。

  jinnianlai,jiangxidiandangxingyeyoulejiaokuaidefazhan。jizhecongjiangxishengshangwutinglejiedao,jiezhi2014niandi,jingshangwubuheshengshangwutingshenpishelidediandangxing174jia,fenzhijigou5ge。qizhong,2014nianquanshengxinzeng26jia,fenzhijigou2ge。shujuxianshi:2014nian,quanshengdiandangqiyefashengyewubishu42111bi,tongbizengzhang11.4%;diandangzonge40.8yiyuan,tongbizengzhang50%。quanshengdiandangxingyezhongdongchan、fangdichan、caichanquanlisandayewudiandangezhanbifenbiewei25.9%、65.3%、8.8%。

  jiangxishengdiandangxingyexiehuidexiangguanfuzerengaosujizhe,congyishangtongjishujulaikan,quanshengdiandangsandayewujiegourengbupingheng、fangchandiandangzhanbiyiranjiaogao,duiqiyelaishuofengxianjiaoda。ercaichanquanlidiandangzhanbirengranguodi,yuandiyuquanguo17.8%depingjunshuiping。

  小微企业的“融资窗口”

  zhengsuowei“jishigaodai,diandangzuikuai”。caifangzhong,jizhelejiedao,xiandai“dangpu”deduixiangbuzaijuxianyuyigerenweizhu,ershibajingyingzhongxinzhuanxianglezhongxiaoqiye,zhenduixiaoweiqiyetigongrongzifuwurangdiandangxingchengweile“kuaicanyinxing”。“diandangxingguoqushijiuqiong,erxianzaishijiuji,shiyinxingrongziqudaodezhongyaobuchong。”nanchangyijiadiandangxingdefuzerenxiongxianshenggaosujizhe,diandangxingzaishenpiliucheng、fangkuansudushangyaobiyinxingkuaihenduo,“ziliaozhunbeiqiquan、zuikuai3~5tianjiunengfangkuan,eryinxingyoushihouyaodengshang1geyue。”

  buguo,jiangxishengdiandangxingyexiehuidexiangguanfuzerenrenwei,jiangxidiandangxingyebingmeiyouchongfendirangshiminkandaodiandangdeyoushi,zhenduibutongdekehuquntigaofuwuyishi。“diandangqiyehaiyinggai"zouchuqu",zhudongqulejiexiaoweiqiyederongzixuqiu,rangrongzifuwugengjiayouzhenduixing。”gaixiangguanfuzerenbiaoshi。

 

文章来源:国际商报

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