亚博网页版

您的位置 >> 新闻资讯 >> 最新资讯

融资租赁七大优点你都知道吗?

发布日期:2016-03-30

           融资租赁方式能否实现,承租人的动机起很大的作用。换句话说,作为出租人来讲,首先要了解租赁方式能给承租人带来哪些好处?

  zaiwoguozulinyedelishishang,yongzulinfangshijiejuerongziqudaocengjingshichengzurendeshouyaodongji,zhijinrengjiushiqizhuyaodongjizhiyi。20shiji80niandaiji20shiji90niandaichuqibiaoxianweiqudewaihuizijin。20shiji90niandaizhongqiyihou,biaoxianweijiejuezijinduanque。

  1.改进现金管理

  zulinfangshijiangjichengzurenqiyedexianjinguanlidailaihenduohaochu。zairongzizulinzhong,duishebeikeyiquanezhifu,yibanbuxuyaoyufukuan。zaijingyingzulinzhong,yinweishebeicunzaiyuzhi,chengzurenshijizhifudefeiyongbiquanegoumaishebeishidefeiyongxiao。yinweihaizuriqiguding,youliyuchengzurendezijinjihua。

  2.解决融资渠道

  zaiwoguozulinyedelishishang,yongzulinfangshijiejuerongziqudaocengjingshichengzurendeshouyaodongji,zhijinrengjiushiqizhuyaodongjizhiyi。20shiji80niandaiji20shiji90niandaichuqibiaoxianweiqudewaihuizijin。20shiji90niandaizhongqiyihou,biaoxianweijiejuezijinduanque。

  3.利于设备在技术上的更新换代

  zulinfangshibujinyongyujiejuechengzurendezijinqudao,erqieguangfanyongyuchengzurenbimianshebeijishuchenjiudefengxian。weici,shiyongdezulinfangfashishizulinqixianheshebeidejishushiyongqixianyizhi;youchuzurenshedingshebeideyuzhi,chengzurenzhizhifuweiqirongzidebufen。zheizhongfangfakeyiduishebeishengjihuandai;duishebeiyijiuhuanxin,baochijishulingxian。chuzurenbujinkeyirongzigoumaixinshebei,yekeyirongzishougoulaoshebei。zuqijieshuhou,chengzurenduishebeiyousanzhongxuanzefangan:tuihaishebei、xuzuheliugou,shizaixuanzeshebeidejishushuizhunshang,youyidingdelinghuoxing。jishishituihaishebei,chengzurenyejieshenglechufenshebeishisuoyudaodemafanhefeiyong。

  4.可以开展表外融资

  shiyongyujingyingzulin。zaijingyingzulinfangshizhong,zulinzichanbujiruchengzurendecaiwubaobiao,chengzurenzhifudezujinyezhizuodangqisunyichuli。jingyingzulinduichengzurenlaijiang,shiyizhongbiaowairongzi。qihaochushi:

  1)gaijinchengzurenqiyedelirun:zaizulinqixiandeqichu,jingyingzulindefeiyongdiyurongzizulindefeiyong。jingyingzulinzhifashengzujin,errongzizulinyaoyouchengzurenduizulinzichanjitizhejiu(yibanyongyuhaizu),ciwaihaiyaozhifuzujinlixi(lisuibenjian)。

  2)tigaozichanhuibaolv:roa(zichanhuibaolv)= jinglirun/zongzichan。zaizongzichanhefuzhaijunbuzengjiadeqingkuangxia,chengzurentongguozulinqudeshebeideshiyongquan,erzujinjirudangqisunyi。jingshouyidedaotigao,yinerzichanhuibaolvdedaotigao。

  3)gaishancaiwubaobiaobiaoxian:chulezichanhuibaolvyiwai,chengzurencaiwubaobiaodeqitayixiebilvyenengdedaogaishan。

  4)bimianchuxiangeqianzichan:shebeizaiziranshoumingqineijishushangluohou,bunengyongyoubixutizhejiu,ruguochufenshebei,qiyebiranchuxiankuisun,gaishebeichengweigeqianzichan。tongguozulinfangshi(hetongzhonghanshengjitiaokuan、tuihaitiaokuan、gengxintiaokuandeng)keyibimianchuxiangeqianzichan。

  5.允许加速折旧

  woguocaizhengbu、guojiashuiwuzongjuyu1996nian4yue7rifabudecaigongzi[1996]41haowen“yabowangyebancujinqiyejishujinbuyouguancaiwushuishouwentidetongzhi”dezhuyaoneirongshi:guoyouhejitisuoyoudegongyeqiyeruguozaijishugaizaozhongshiyongrongzizulinfangshizengtianshebei,yunxujiasuzhejiu。zhejiunianxian:anzulinqixianheguojiguidingdezhejiunianxiandeshuduanyuanze,danzuiduanbudeduanyu3nian。

  6.灵活

  kehucongyinxingqudedaikuan,tiaojianshifeichangyangede。ercaiyongzulinfangshinengjichengzurendailaihenduolinghuoyufangbian。zhuyaodelinghuoshihaizufangshidelinghuo。genjushebeideyongtu、huijihesuandexuyaoheshourufangshi,youduozhonglinghuohaizudefangshi,jutiyouzulindangshirenshuangfanggenjuqingkuang“liangticaiyi”,liru:

  1)zujinxianshaohouduo(step-up):daduogenjuxiangmudexingzhijueding。

  2)zujinxianduohoushao(step-down):daduogenjushouruqingkuangjueding。

  3)zujinfangjia(rent holidays):shebeideshiyongyou“jiaqi”,shebeideshouruyeyou“jiaqi”,lirushebeimeinianyaotingyun3geyue。guzujinyeyaofang3geyuede“jia”。

  4)tiaoyueshihaizu(skipped rent payments):duiyunongyejixiedezulin,zujinlaiyuanshinongmindexianjinshouru,ernongmindeshourushijijiexingde。yinci,nongyejixiedezulincaiyonghenongmindexianjinliuxiangpipeidehaizufangshi。

  5)gongxiangshi(enjoy together):genjuchengzurendemouguanjianjingyingzhibiaodemouyibilishedingzujin,jingyingzhuangkuanghaoshiduohai,buhaoshishaohai。

  7.方便

  zulinyewushichengzurendedaohenduofangbian:

  1)rongziherongwuyibudaowei。

  2)duizhizaoshang(chuzuren)qikongzhizuoyong:tebieshichangshangzulindeqingkuang。anhetongyueding,shebeichulewentierchangshangburenzhenjiejueshi,chengzurenkeyijufuzujin。

  3)bimianlechengzurenduishebeidechufenwenti:zaizulinjiaoyizhong,chuzurenchengdanchufenshebeidefudan、feiyonghefengxian,shichengzurendefudandaweijianqing。

 

文章来源:搜狐网


英亚体育 英亚体育 英亚体育 英亚体育 英亚体育